Economic Vision is a book about gaining proper and effective understanding and
use of your money and how it affects your life and close relationships. More
importantly what can be done to change your situation. In the early 1990's I
began researching money management strategies for clients. This has continued
to the present day because of the dramatically changing global socio-economic
environment and climate.
It was never my intention to write
self-help books, but the number of clients who were struggling with finances
despite good incomes created a need to address the issue. Most gained a great
deal from learning about the basics and were then able to use their incomes
much more effectively.
Are you happy with what you're able to
achieve financially? You can find out by taking the self-test, This test comes
from long term analysis of the clients financial strategies and knowledge. It
provides you an immediate insight into how secure you are financially in the
short, medium and long terms.
If you find you are not as secure as you
may want to be, you need to begin by knowing the following:
Your situation is normal for many. It is
found in upwards of 60% of the population, too many to be an anomaly, yet not
enough to be well understood by the majority of those around you.
It' s an indication of the failing of
education both the system and what we've learned from others who were probably
no better informed than ourselves. One could almost say it is innate. In fact,
economists have found it to be in most groups of income earners across the
board. This includes blue collar and white collar workers as well as the self
employed.
You are more aware of the need for change,
but available information only provides a 'part of the picture'. This is mainly
because of the way the educational system is structured in both how and what it
teaches.
This means that we process information
relating to our finances from a perspective of learning to find a job and
become gainfully employed. Which is not a viable answer in the face of
technology and globalisation replacing jobs that we thought would last us all
our working lives.
So even if you are employed now, for
example, you may in the future need to retrain (an additional cost) simply to
replace the existing income not more.
Your workload demands tax your health
resources physically, mentally and emotionally and you are more easily
overwhelmed. That is if you notice it at all. The incidence of stress related
illness in the workplace is growing exponentially and you are naturally going
to be feel the stress when things are too intense, complex, chaotic, or novel
for a long time.
What is not a new discovery, is that we
are going to need to keep increasing our income, merely to keep up with
inflation. What you buy for two dollars today will cost you four in ten years
time. And this is all before we consider declining health or retirement.
What has been misunderstood is that we're
looking at the immediate situation wherein we might be comfortable. However any
one of a number of things can change that very quickly and dramatically.
Without contingency planning there can be additional stress which affects all
who depend our effectiveness in the workplace.
But this oversight is learned, not innate.
In fact, it has also been called indebtedness, blissful ignorance, or naivety.
Some behave in these ways, but it is not innate to do so and not the
basic trait.
We spend so much time working for a
living that we don't feel we have the time or the energy to make the changes
that can significantly improve our overall situation. This is the great
oversight. Businesses work on five and ten year visions and plans yet the
individual works and lives from pay to pay. The same individuals whose efforts
make the business work.
Finally there are very few systems that
start with the basics. The things that can 'make it all work' to our advantage.
Those who have this information tend to build strong and secure foundations for
themselves and their families. They become secure and that provides security
and strengthens the family and the communities they live in.
So again, welcome to this Blog. You
are not alone. If you want to know more about laying the foundations of
financial security, consider the following ways of becoming more informed or to
let others know more about you:
Secure your copy of and read Economic
Vision which is a general introduction to the aspects of our lives that
are relevant to our age. Considering the needs and wants of each particular age
group and the importance of planning and strategising. That is designing a plan
that will enable the most efficient and effective means of achieving the plan and
allow more effective use of income.
Read the insightful companion book 'Simply
Brilliant Budgeting' (author Kathleen O'Dwyer) which is based on the strategies
that a fellow author and now retired school teacher distilled as a single,
mortgage paying, parent in the 1980's. This was when interest rates hit 18%.
Kathleen O'Dwyer says,
" By
implementing simple techniques you may reduce your outgoing expenditure and
thus increase you leftover income, or even create one. This gives you a
starting point towards being in control of your personal finances. And all
without compromising your lifestyle."
Register to join the Economic Vision blog
list and receive regular helpful insights and updates on how you can use the
economic climate to your advantage. A Financial Security Workbook can be read
and used in conjunction with the two books. It sets your financial
thinking and practices in the direction of your main economic goals.
This ties in with your social, emotional,
and work life. Helping you take better care of yourself as you restructure the
way your income works for you. Like the two books the Workbook has been
previewed by clients and teachers to make it "user friendly," useful
and thought-provoking.
About Kim Stedman
Besides beginning the study of the
financial services sector with AMP in Fremantle, Western Australia in
1988 Kim earned his Diploma in Financial Planning from Deakin University,
Melbourne. The development of financial self management began in 1995 out
of recognition of the inadequacies of the education system, social networks and
associations. Economic Vision was launched in 2003 as an educational platform
in the foundations of personal financial self management and security.
SIMPLY BRILLIANT BUDGETING
By Kathleen O'Dwyer
This powerful but light-hearted look at
money management really turns on some bargain basement ideas that will both
surprise and encourage you. Even if you think you’re doing all right now, there
are ideas and strategies that can make things simpler, more effective, and
improve your overall financial situation.
By choosing to run with these ideas, you
can add some fun to the family life
too.
ECONOMIC VISION
By Kim Stedman.
This book contains the Seven Keys to your
financial freedom.
With the instability of the global
economy, you may be looking for answers on how to survive. Many people hesitate
to go to financial planners and ask questions because they don’t understand the
financial world or are afraid of being given bad advice. If this is you, this
book is perfect for you.
After reading this book, you will be better informed and therefore able to
be more trusting. In Economic Vision, author Kim Stedman sets out a system to
provide the solutions you seek. He serves as an educator who aims to help you
become better informed and give you more control over your financial future.
After hearing Kim’s solutions, you will be able to understand the advice that
financial advisors give you, and approach your financial future with much greater
confidence.
Media or Researcher Contact Channels
Media contacts requesting interviews or
arranging for possible speaking opportunities, and researchers seeking
contact regarding the concept of the Financial Self Management platform may
write to Kim Stedman at:
Forrestfield, Western Australia, 6058
or fill out the Media/Researcher Contact
web form.
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